I am glad I found this site. I am a married woman 52 years of age. I am disabled due to the toxic effects of chemotherapy (Peg-Intron) for the Hepatitis C virus. I went through eight months of treatment and it almost killed me. I am two years post treatment and the virus is still undectable. I feel this will be the next worldwide epidemic of our generation. Many people don't even realize they have it, until a doctor does a simple blood test. Hepatitis C remains dormant for about 25 to 30 years after the initial infection and then the symptoms begin to appear. I survived the treatment,but I still have chronic fatique, severe depression, memory loss and as well as neuroligical deficients. Please forgive me if I miss a word, or don't make any sense sometimes. I used to have a brain that worked.lol

1. Cheri and Ed posted on May 8, 2006 HI I AM CONFUSED ABOUT THE PLEDGES. WHY DO SOME PEOPLE IN NEED GET PLEDGES BUT OTHER AIDMATES WHO ARE JUST AS DESPERATE DON'T GET ANY. I DON'T UNDERSTAND THIS. IS THERE A SPECIAL CRITEREA AS TO WHO GETS HELP OR PLEDGES AND WHO DOESN'T ? CAN SOMEONE PLEASE EXPLAIN THIS TO ME . THANKS CHERI

"CONFUSED ...WHY DO PEOPLE GET PLEDGES AND OTHERS DON'T"

 HI

I AM CONFUSED ABOUT THE PLEDGES. WHY DO SOME PEOPLE IN NEED GET PLEDGES BUT OTHER AIDMATES WHO ARE JUST AS DESPERATE DON'T GET ANY. I DON'T UNDERSTAND THIS. IS THERE A SPECIAL CRITEREA AS TO WHO GETS HELP OR PLEDGES AND WHO DOESN'T ? CAN SOMEONE PLEASE EXPLAIN THIS TO ME .

THANKS CHERI

 Both my new husband and I are disabled. We are going to need both financial and legal assistance to retain an attorney to try to reopen the divorce and hopefully prosecute the exhusband for forgery on our joint day trading account he forged my signature on.

 I first met Ed in junior high school. He was my first boyfriend at 14 years old, but my family moved so we lost contact. We have reunited and been married a little over a year now.

We were both victims of "worse case" contractor fraud. We need financial or construction help to get our home our home finished and safe. I got the home in the divorce decree, but the foundation of the home was literally caving in, since neither the ex or the property management had done any repairs to the home in many years.

We hired a general contractor from a referral from Service Magic, who happened to be a "con" tractor. After paying him more than the orginal bid, he completely demolished our home. He left us with no kitchen, bath or even running water and didn't ewven tell us he was leaving. He did not get any building permits and nothing was built up to code. Brad from Washington L & I took his contracting license away after seeing the damage he and his workers did to our home.

We have been living in the demolished home for over a year now. My husband has done as much as he can to make this a liveable home, but we don't have any money to do anymore repairs and are still living in a home with no heat in the main living area, no kitchen and an unfinished bath. The roof still leaks, we don't have any kitchen cabinets, floor coverings and entire upper front of the home was left open to the elements, only covered by a tarp.

We lived in a tent inside our home last winter. This winter we are freezing with temperatures in the teens.

Nothing in our home is finished or built up to code. We are getting desperate for financial assistance.

Thanks

My husband and I are both disabled. We were victims of "worse case" contractor fraud by a "not so honest" contractor. Believe it or not, what he did to us isn't even illegal.

My husband and I are both disabled. (Not wheelchair bound yet) After leaving an increasingely abusive marriage of almost 25 years, I was finally able to escape the marriage and was hopeful to begin my new life.

I am still permanently disabled due to a medical treatment, but was not able to get any financial support from either my ex husband or adult son. I was awarded a dilapitated home in my divorce settlement, but no monthly income and no medical insurance. In other works, i had no money to fix it up. My boyfriend at the time (My husband now) helped me to borrow money to do the necessary repairs. The only loan we could get was from a Predatory lender, since we are both disabled and had very little income and are currently living off one disability pension. My husband is a disabled veteran.  Mount Vernon, Wa.  When I contacted our local HUD office, I was told that we made just over the income limit to be eligible for a grant or a low income home repair loan. Unfortunely all the money we have goes to pay the mortgage and buy food and attempt to pay the bills.

We got $70,000. from the predatory lender. We hired a licensed and bonded contractor and were hoping to get this home up to current standards and codes. Unfortunately that did not happen!  The contractor left our home almost completely "demolished". I will attach a few pictures. so you can see the condition of the home the way the contractor left it. The contractor did not even tell us he was leaving. When he realized that he had gotten all the money we had, he picked up his tools and we never saw him again. The contractor did not permit the job and none of the work he and his employees did was up to code standards.He left us with no kitchen,no bath and no running water. There were live wires hanging everywhere and plumbing pipes just cut and not hooked up to anything.

Due to the contractor's negligence, there is mold forming both inside and outside the house and my husband is getting sicker and sicker every day he lives in this house.

When I contacted our local HUD office, I was told that we made just over the income limit to be eligible for a grant or a low income home repair loan. Unfortunely all the money we have goes to pay the mortgage and buy food. We cannot get a rehab loan from any lenders (even the predatory lenders).

We don't have any more funds to finish our house and we are living in a tent inside the main living area because the contractor took out the electric wall heaters. We are using the oven and space heaters to try to heat the home and now we can't afford to pay the electrical bill.

Now we have a repair bill on our truck which we desperately need. We can't get the truck back untill we pay the $3,500. bill.

We are both very depressed and feel like we are spiraling down. It seems like our lives are one catastrophy after another. We need to get our home liveable and safe.

PLEASE HELP US!!!!!!!!!!!